Families in Georgia

Family health insurance in Georgia.

If you're covering a household in Georgia, we compare plans for everyone on it and check the kids' doctors before you enroll.

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Covering your household in Georgia

Family health insurance in Georgia

Families in Atlanta, Savannah and Augusta and across Georgia usually want the same few things: the kids' doctors in the network, a deductible that won't wreck the budget, and one plan that covers everyone. We compare options for the whole household, not just one person at a time.

Georgia runs its own state marketplace, Georgia Access. Plans and premium help are shown there. We can walk you through the same options, compare them with private plans, and help you enroll.

Household income and premium help

On marketplace plans, premium help is based on your household's estimated income and size, so we build that number carefully.

Kids' doctors and hospitals

Check pediatricians and children's care are in the network before you pick, especially around systems like Emory Healthcare and Piedmont Healthcare.

Adult children and new additions

Children can generally stay on a parent's plan until 26. A birth or adoption opens a special enrollment window.

Kids and Medicaid

Children's coverage can be different in Georgia

Income limits for children's Medicaid or CHIP are often higher than for adults, so a child may qualify even when the parents don't. We check that before you pay for coverage you don't need.

Georgia has not fully expanded Medicaid. It runs a limited program with work and reporting requirements instead. That changes who qualifies for what, so we check where your income and household put you. Open enrollment for 2027 coverage starts November 1. End dates differ by marketplace, so we confirm yours when we talk. Losing a job or other coverage can also open a special enrollment window outside that period.

Questions

Common questions

Can my kids qualify for Medicaid or CHIP in Georgia if I don't?

Sometimes, yes. Limits for children are often higher than for adults. We look at your household income and tell you what your kids may qualify for.

Can I keep my adult child on my plan?

Under the ACA, children can generally stay on a parent's health plan until age 26. We check how that affects the price.

Will my children's doctors at Emory Healthcare be covered?

That depends on each plan's network. We check your providers against the plan before you enroll, so you aren't guessing.

Related

More ways we help in Georgia

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Call or start a quote and we'll go through your options with you. Open seven days a week during open enrollment, 8 AM to 8 PM.

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