We help Palm Beach County business owners, self-employed professionals and families compare private PPO and ACA Marketplace plans side by side.
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Palm Beach County has a lot of business owners, consultants, advisors, realtors and people who work for themselves, plus plenty of households that split the year between Florida and somewhere else. Most of them are buying health insurance without an employer plan behind them.
We're an independent agency based in Sunrise, and we work with clients all over the county. We compare plans across carriers, check them against your doctors, and show you what each one costs in a normal year and in a bad one.
Individual plans for owners without an employer plan, or group options if you have employees.
At higher incomes, Marketplace premium help can shrink or disappear, so private and high-deductible plans are worth putting next to it.
If you spend part of the year elsewhere, we check how each plan handles care out of state and out of network.
Most people here choose between two kinds of plans. They work differently, and we compare both with your real numbers.
Accept everyone regardless of health history, cover a standard set of benefits, and can come with premium help that depends on your income.
Often have broader doctor networks and some options with no deductible. They ask health questions and can limit or exclude coverage. Some aren't ACA-compliant, so we go through exactly what's covered.
Read more: Private PPO vs. ACA Marketplace plans.
Residents here commonly use Boca Raton Regional Hospital, Delray Medical Center, St. Mary's Medical Center, Good Samaritan Medical Center, Palm Beach Gardens Medical Center, Wellington Regional Medical Center and Jupiter Medical Center, along with a long list of specialists in private practice. Whether a given hospital or doctor is in a plan's network changes from plan to plan, so we check your providers against each plan before you decide.
Not sure how to check? Here's how to confirm your doctor is in network.
Yes. We're based in Sunrise and work with clients in Boca Raton, Delray Beach, West Palm Beach, Palm Beach Gardens, Jupiter, Wellington and the rest of the county.
Often, yes, but it depends on the plan. We check your doctors and hospital against each plan's network before you enroll.
No. We work by phone, video and email, and quotes and advice are free.
Call or start a quote and we'll go through your options with you. Open seven days a week during open enrollment, 8 AM to 8 PM.
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