Self-employed and business owners

Health insurance by profession.

Different kinds of work come with different income patterns and different questions. Pick yours to see how we compare plans.

Find your profession

Each page covers what's different for that kind of work, with common questions and next steps.

Medical students

Compare your school plan, Marketplace plans and private PPO options, including coverage for rotations and the gap before residency.

Realtors

Most real estate agents work as independent contractors, so there's no employer plan. We compare Marketplace and private PPO plans and show you what each costs when your income changes from month to month.

Contractors

Whether you're a 1099 subcontractor or run a small crew, we compare private PPO and ACA Marketplace plans side by side so you can see what each really costs.

Restaurant owners

Long hours, tight margins and staff turnover make benefits hard to plan. We compare individual plans for you and look at what makes sense for your team.

Shop owners

If you own a small shop, you're probably the only one on the payroll with no benefits. We compare Marketplace and private PPO plans so you can see what fits.

Travel and per diem nurses

Contracts end, agency plans have waiting periods, and per diem shifts rarely come with benefits. We compare PPO and Marketplace plans that stay yours between assignments.

Truckers and owner-operators

On the road most of the week and paid by the load, nobody hands you a benefits packet. We compare PPO and Marketplace plans with networks that work where you drive.

Rideshare and gig drivers

When you're paid by the trip or the delivery, nobody hands you a benefits packet. We compare Marketplace and private PPO plans so you know what you'd really pay.

Freelancers and consultants

Working for yourself means picking your own plan. We compare Marketplace and private PPO options side by side, so you can choose with real numbers.

Start with the basics

Not on the list? These pages cover most self-employed and small business situations.

Self-employed health insurance

Compare Marketplace and private plans if you work for yourself.

Small business health insurance

Group and owner plans for small teams.

How to estimate your income

A step-by-step way to estimate income for premium help.

Free quote

Talk to Julian.

Call or start a quote and we'll go through your options with you.

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