What's different for you
Buying insurance as one of Florida freelancers and consultants
Freelancers and consultants usually have lumpy income: a big project, then a quiet month. The plan that fits has to handle both.
We start with your expected income, your doctors and what you'd pay in a bad year, then show you the options.
Project-based income
Estimate the full year's net income and update it as contracts come and go.
Solo LLC or S-corp
A business with only the owner generally can't buy a group plan. Ask your tax professional how premiums are treated.
Working from anywhere
If you travel, a broader PPO network can matter. We check how each plan handles care outside your home area.