Kentucky

Health insurance in Kentucky.

We help people across Kentucky compare private PPO plans and ACA Marketplace plans from different carriers, all through one independent agent licensed in the state.

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Independent, licensed in Kentucky

An independent agent for Kentucky

Kentucky residents buy coverage in different ways: through the marketplace, through a private PPO, or through an employer. We're an independent agency based in Sunrise, Florida, and we're licensed in Kentucky, so we compare plans from more than one carrier and enroll you directly. Everything happens by phone, video and email, so you don't need to be near us.

We work with people in Louisville, Lexington, Bowling Green and Covington and across the rest of the state.

Self-employed professionals

Freelancers, contractors and owners without an employer plan.

Small business owners

Individual or group options for owners and employees.

Families

Household coverage with the doctors you already use.

How coverage works in Kentucky

Marketplace, Medicaid and private plans in Kentucky

Kentucky runs its own state marketplace, kynect. Plans and premium help are shown there. We can walk you through the same options, compare them with private plans, and help you enroll.

Kentucky has expanded Medicaid to more adults, so people with lower incomes may qualify for Medicaid instead of a marketplace plan. If your income is above that range, marketplace and private plans are the main choices.

Open enrollment for 2027 coverage starts November 1. End dates differ by marketplace, so we confirm yours when we talk. Losing a job or other coverage can also open a special enrollment window outside that period. Rules change from year to year, so we confirm the current details for you.

Two main options

Marketplace or private PPO?

Most people choose between two kinds of plans. They work differently, and we compare both with your real numbers.

ACA Marketplace plans

Accept everyone regardless of health history, cover a standard set of benefits, and can come with premium help that depends on your income.

Private PPO plans

Often have broader doctor networks and some options with no deductible. They ask health questions and can limit or exclude coverage. Some aren't ACA-compliant, so we go through exactly what's covered.

Read more: Private PPO vs. ACA Marketplace plans.

Check before you enroll

Doctors and hospitals in Kentucky

Kentucky has large systems such as Norton Healthcare, UofL Health and UK HealthCare. Which ones a plan includes depends on the plan and the county, not just the state, so we check your doctors and hospitals against each plan's network before you enroll.

Not sure how to check? Here's how to confirm your doctor is in network.

Pick the closest fit

Find your situation in Kentucky

Questions

Common questions

Are you licensed to sell health insurance in Kentucky?

Yes. Slagle Health is licensed in Kentucky, along with the other states listed on our About page.

Do I need to live near your office to work with you?

No. Our office is in Sunrise, Florida, and we work with clients in Kentucky by phone, video and email.

Can I get a private PPO plan in Kentucky?

Often, yes, though what you can apply for depends on your county, age and health history. We check which private PPO plans you can actually get and compare them with marketplace plans.

I lost my job or I'm coming off COBRA in Kentucky. What are my options?

You have a special enrollment window after losing employer coverage, and you can compare marketplace plans and private PPO plans against your COBRA price. The deadline matters, so tell us your coverage end date and we'll work from that.

Licensed in 30 states

Other states we serve

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Talk to Julian.

Call or start a quote and we'll go through your options with you. Open seven days a week during open enrollment, 8 AM to 8 PM.

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