We help Pembroke Pines residents compare private PPO and ACA Marketplace plans, including options with no deductible.
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Pick the option that fits best.
Where should we send your options?
Free quote. We'll call to go over your options.
If you're in Pembroke Pines and buying your own health insurance, the main decision is usually Marketplace versus private. They work very differently, and the cheaper premium isn't always the cheaper plan.
We're an independent agency, so we're not limited to one carrier. We put the options next to each other with your real numbers, check them against your doctors, and help you pick.
Plans for the household, including options with a $0 deductible.
Coverage when you age off a parent's plan at 26, or when a student plan ends.
Individual or group options for owners and teams.
Most people here choose between two kinds of plans. They work differently, and we compare both with your real numbers.
Accept everyone regardless of health history, cover a standard set of benefits, and can come with premium help that depends on your income.
Often have broader doctor networks and some options with no deductible. They ask health questions and can limit or exclude coverage. Some aren't ACA-compliant, so we go through exactly what's covered.
Read more: Private PPO vs. ACA Marketplace plans.
Memorial Hospital Pembroke and Memorial Hospital West are part of Memorial Healthcare System, and many Pembroke Pines residents also look at Broward Health, Cleveland Clinic Florida and Baptist Health South Florida. Which of them a plan includes varies, so we confirm your doctors and hospital before you enroll.
Not sure how to check? Here's how to confirm your doctor is in network.
A Marketplace plan accepts everyone and can come with premium help based on income. A private PPO often has broader networks and lower out-of-pocket costs but asks health questions and can limit or decline coverage. We compare both.
Start early. You usually have a 60-day window around the date your coverage ends, and we can compare options so there's no gap.
No. We work by phone, video and email, and quotes and advice are free.
Call or start a quote and we'll go through your options with you. Open seven days a week during open enrollment, 8 AM to 8 PM.
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