Built for owners like youFrom job sites to small offices, coverage that fits how you actually run your business
Restaurants & cafesLong shifts and high turnover make benefits worth it
Offering health benefits shouldn't take enterprise paperwork or enterprise pricing. We help small business owners, from contracting crews to small offices, weigh group plans against individual coverage and find what actually fits a lean team and budget.
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Most of our small-business clients have under 50 people. Here's where health coverage tends to matter most, and why.
One job-site injury without coverage can wipe out a season's profit. We find plans built for physical, high-risk work.
Long shifts, physical work, and high turnover make it hard to keep good staff. Benefits are one of the easiest ways to stand out.
Booth renters and W-2 stylists often need different coverage. We help sort out who actually needs what.
A mix of W-2 staff and 1099 agents means one-size-fits-all group plans rarely fit. We compare both routes side by side.
Competing with big-box retailers for good employees is tough, health coverage helps a small shop compete.
Hands-on, physical work means real injury risk. Coverage that's actually there when someone gets hurt matters.
Group options for owners who want to take care of their team without enterprise pricing.
Compare small-group plans against individual coverage side by side, so you can see which route actually costs your business less.
Self-employed, an LLC of one, or a mix of W-2 staff and contractors? There are plans built for how a small operation actually works.
Benefits are one of the top reasons employees stay. Offer coverage that competes for good people without blowing up your budget.
Straight answers to what people ask us most.
It depends on your team's size, ages, location, and the plan you choose. In most group plans, the makeup of your team drives the price, so one older employee can push up the total cost for the whole group, and with some plan types the group's overall health matters too. That's why we don't quote a single carrier. We shop group plans and individual coverage side by side so you see real numbers before committing.
Not necessarily. Group plans are generally built for W-2 employees, so 1099 contractors usually can't be enrolled in one and would buy individual coverage instead. If your crew is a mix, we help sort out who qualifies for the group plan and who is better off with their own plan, then compare the cost of each route.
Construction and contracting crews, restaurants and cafes, salons and spas, real estate offices, retail shops, and auto or landscaping businesses are some of the most common, basically any owner with under 50 people who wants real benefits without enterprise pricing.
Tell us your team size and budget and we'll bring back real numbers for group and individual options side by side.
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