What's different for you
Buying insurance as one of Florida shop owners
Owning a shop usually means you're running the place on your own or with a small team. Most owners buy an individual plan, and the best choice depends on your income, your health and your doctors.
We compare the options side by side and give you the full-year cost, not just the monthly premium.
Sole proprietors and LLCs
A business with only the owner generally can't buy a group plan, so the usual route is an individual plan.
A small team
If you have at least one employee who isn't an owner or spouse, a group plan may be possible. We check the rules for your situation.
Seasonal sales
Plan for slow months. A plan with a manageable out-of-pocket maximum protects you when cash is tight.
