What's different for you
Buying insurance as one of Florida realtors
As a realtor you're usually an independent contractor with your brokerage. That means no group health plan, no open enrollment email, and income that can swing from month to month.
Two things matter more than usual: how a plan treats your income estimate, and whether it still makes sense in a slow quarter.
Commission income that moves
Premium help on Marketplace plans depends on your expected income for the year, so a careful estimate matters. A private plan's price doesn't depend on income.
A slow stretch
Look at the deductible and the out-of-pocket maximum, not only the premium, so a bad quarter doesn't turn one visit into a problem.
Brokerage or association options
Some brokerages and associations offer member benefits. Ask what's available and we'll compare it with plans you can buy directly.
