What's different for you
Buying insurance as one of Florida restaurant owners
Running a restaurant leaves little time to shop for insurance, so owners often go without or keep a plan that no longer fits.
We look at two questions separately: what coverage you need as an owner, and whether offering something to your staff is realistic.
You, the owner
Individual Marketplace and private PPO plans, compared with your real income and doctors.
Offering coverage to staff
A traditional group plan or a reimbursement approach. Rules and costs differ, so we walk through each one.
Variable hours and turnover
Group plans often have participation and eligibility rules. We help you understand how they'd apply to your schedule.
