Boca Raton, Florida

Health insurance in Boca Raton, FL.

We help Boca Raton families, self-employed professionals and business owners compare private PPO and ACA Marketplace plans side by side.

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Local, independent

An independent agent for Boca Raton

Boca Raton is full of small business owners, realtors, consultants, medical and legal professionals in private practice, and families who buy their own coverage. If that sounds like you, you're probably choosing between a lot of plans with very different networks and deductibles.

We're an independent agency based in Sunrise, about a half hour from Boca by car, but you don't need to drive anywhere. We compare plans across carriers, check them against your doctors, and show you what each one costs in a normal year and in a bad one.

Practice and business owners

Individual plans, or group options if you have staff. We explain how each one handles the owner's own coverage.

Realtors, consultants and freelancers

Variable income makes your Marketplace estimate tricky. We help you set it and know when to update it.

Families who want wider networks

If your kids' doctors or your specialists matter most, we start with your providers and work backward to plans.

Two main options

Marketplace or private PPO?

Most people here choose between two kinds of plans. They work differently, and we compare both with your real numbers.

ACA Marketplace plans

Accept everyone regardless of health history, cover a standard set of benefits, and can come with premium help that depends on your income.

Private PPO plans

Often have broader doctor networks and some options with no deductible. They ask health questions and can limit or exclude coverage. Some aren't ACA-compliant, so we go through exactly what's covered.

Read more: Private PPO vs. ACA Marketplace plans.

Check before you enroll

Doctors and hospitals near Boca Raton

Boca Raton Regional Hospital, part of Baptist Health South Florida, is in the city, and many residents also use West Boca Medical Center and Delray Medical Center. Whether a given hospital or doctor is in a plan's network changes from plan to plan, so we check your providers against each plan before you decide.

Not sure how to check? Here's how to confirm your doctor is in network.

Questions

Common questions about coverage in Boca Raton

Do you work with self-employed people in Boca Raton?

Yes, it's a big part of our work. We compare Marketplace and private plans and walk you through how your income estimate affects premium help.

Can I keep my doctors?

Often, yes, but it depends on the plan. We check your doctors and hospital against each plan's network before you enroll.

Do I need to come in, and does it cost anything?

No. We work by phone, video and email, and quotes and advice are free.

Nearby

Other areas we serve

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Call or start a quote and we'll go through your options with you. Open seven days a week during open enrollment, 8 AM to 8 PM.

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