Delray Beach, Florida

Health insurance in Delray Beach, FL.

We help Delray Beach families, self-employed professionals and small business owners compare private PPO and ACA Marketplace plans side by side.

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Local, independent

An independent agent for Delray Beach

Delray Beach has a lot of small business owners, restaurant and shop owners, realtors, consultants and freelancers, and most of them are buying health insurance without an employer plan. The options are broad, and the right one depends on your doctors and how you earn.

We're an independent agency based in Sunrise. We compare plans across carriers, check them against your doctors, and show you what each one costs in a normal year and in a bad one. Everything is done by phone, video and email.

Shop and restaurant owners

Individual plans, or group options if you have employees. We explain when each one makes sense.

Realtors, consultants and freelancers

Variable income changes what premium help you may get. We help you set your estimate.

Families

Coverage for the whole household, built around the doctors you already use.

Two main options

Marketplace or private PPO?

Most people here choose between two kinds of plans. They work differently, and we compare both with your real numbers.

ACA Marketplace plans

Accept everyone regardless of health history, cover a standard set of benefits, and can come with premium help that depends on your income.

Private PPO plans

Often have broader doctor networks and some options with no deductible. They ask health questions and can limit or exclude coverage. Some aren't ACA-compliant, so we go through exactly what's covered.

Read more: Private PPO vs. ACA Marketplace plans.

Check before you enroll

Doctors and hospitals near Delray Beach

Delray Medical Center is in the city, and many residents also use Boca Raton Regional Hospital and Bethesda Hospital East in Boynton Beach. Whether a given hospital or doctor is in a plan's network changes from plan to plan, so we check your providers against each plan before you decide.

Not sure how to check? Here's how to confirm your doctor is in network.

Questions

Common questions about coverage in Delray Beach

Do you work with small business owners in Delray Beach?

Yes. We compare individual plans and group options, and we explain what makes sense depending on whether you have employees.

Can I keep my doctors?

Often, yes, but it depends on the plan. We check your doctors and hospital against each plan's network before you enroll.

Do I need to come in, and does it cost anything?

No. We work by phone, video and email, and quotes and advice are free.

Nearby

Other areas we serve

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Call or start a quote and we'll go through your options with you. Open seven days a week during open enrollment, 8 AM to 8 PM.

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