Palm Beach Gardens, Florida

Health insurance in Palm Beach Gardens, FL.

We help Palm Beach Gardens families, self-employed professionals and business owners compare private PPO and ACA Marketplace plans side by side.

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An independent agent for Palm Beach Gardens

Palm Beach Gardens has a lot of business owners, consultants, financial and medical professionals, and families who buy their own coverage. If you don't have an employer plan, you're choosing between several kinds of plans with very different networks and costs.

We're an independent agency based in Sunrise. We compare plans across carriers, check them against your doctors, and show you what each one costs in a normal year and in a bad one. We do it all by phone and video.

Business owners and professionals

Individual plans, or group options if you have employees.

Consultants and self-employed professionals

If your income is higher or changes a lot, we compare Marketplace plans with private and high-deductible options.

Families

Coverage for the whole household, with attention to pediatric and specialist access.

Two main options

Marketplace or private PPO?

Most people here choose between two kinds of plans. They work differently, and we compare both with your real numbers.

ACA Marketplace plans

Accept everyone regardless of health history, cover a standard set of benefits, and can come with premium help that depends on your income.

Private PPO plans

Often have broader doctor networks and some options with no deductible. They ask health questions and can limit or exclude coverage. Some aren't ACA-compliant, so we go through exactly what's covered.

Read more: Private PPO vs. ACA Marketplace plans.

Check before you enroll

Doctors and hospitals near Palm Beach Gardens

Palm Beach Gardens Medical Center is in the city, and many residents also use Jupiter Medical Center and the hospitals in West Palm Beach. Whether a given hospital or doctor is in a plan's network changes from plan to plan, so we check your providers against each plan before you decide.

Not sure how to check? Here's how to confirm your doctor is in network.

Questions

Common questions about coverage in Palm Beach Gardens

Will I get premium help at a higher income?

It depends on your income and household size. At higher incomes it can be reduced or unavailable, which is why we compare private and high-deductible plans alongside Marketplace ones.

Can I keep my doctors?

Often, yes, but it depends on the plan. We check your doctors and hospital against each plan's network before you enroll.

Do I need to come in, and does it cost anything?

No. We work by phone, video and email, and quotes and advice are free.

Nearby

Other areas we serve

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Call or start a quote and we'll go through your options with you. Open seven days a week during open enrollment, 8 AM to 8 PM.

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