We help Palm Beach business owners, advisors, consultants and self-employed professionals compare private PPO and ACA Marketplace plans side by side.
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Pick the option that fits best.
Where should we send your options?
Free quote. We'll call to go over your options.
A lot of people in Palm Beach run their own companies, manage their own investments, or consult for a living, which means no employer plan and a lot of choices to sort through on your own. That's most of what we do.
We're an independent agency based in Sunrise. We compare plans across carriers, check them against your doctors, and show you what each one costs in a normal year and in a bad one. You don't need to come to an office; we do it by phone and video.
Individual plans if you don't have an employer plan, or group options for a company with employees.
Income that moves from year to year changes what premium help you may qualify for. We walk through that with you.
If you retired or stepped back before 65, we compare private and Marketplace options to bridge the gap.
Most people here choose between two kinds of plans. They work differently, and we compare both with your real numbers.
Accept everyone regardless of health history, cover a standard set of benefits, and can come with premium help that depends on your income.
Often have broader doctor networks and some options with no deductible. They ask health questions and can limit or exclude coverage. Some aren't ACA-compliant, so we go through exactly what's covered.
Read more: Private PPO vs. ACA Marketplace plans.
Many Palm Beach residents use hospitals just across the bridge in West Palm Beach, such as St. Mary's Medical Center and Good Samaritan Medical Center, along with Palm Beach Gardens Medical Center and Jupiter Medical Center, and specialists in private practice. Whether a given hospital or doctor is in a plan's network changes from plan to plan, so we check your providers against each plan before you decide.
Not sure how to check? Here's how to confirm your doctor is in network.
Often, yes. We look at how each plan covers care when you're out of state and what happens with out-of-network providers, and we can also look at coverage in the other state you spend time in.
Often, yes, but it depends on the plan. We check your doctors and hospital against each plan's network before you enroll.
No. We work by phone, video and email, and quotes and advice are free.
Call or start a quote and we'll go through your options with you. Open seven days a week during open enrollment, 8 AM to 8 PM.
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