If you're covering a household in West Virginia, we compare plans for everyone on it and check the kids' doctors before you enroll.
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Your quote. We'll call to go over your options.
Families in Charleston, Huntington and Morgantown and across West Virginia usually want the same few things: the kids' doctors in the network, a deductible that won't wreck the budget, and one plan that covers everyone. We compare options for the whole household, not just one person at a time.
West Virginia uses the federal marketplace at HealthCare.gov. We can compare those plans with private plans and help you enroll in whichever one fits.
On marketplace plans, premium help is based on your household's estimated income and size, so we build that number carefully.
Check pediatricians and children's care are in the network before you pick, especially around systems like WVU Medicine and Charleston Area Medical Center.
Children can generally stay on a parent's plan until 26. A birth or adoption opens a special enrollment window.
Income limits for children's Medicaid or CHIP are often higher than for adults, so a child may qualify even when the parents don't. We check that before you pay for coverage you don't need.
West Virginia has expanded Medicaid to more adults, so people with lower incomes may qualify for Medicaid instead of a marketplace plan. If your income is above that range, marketplace and private plans are the main choices. Open enrollment for 2027 coverage starts November 1. End dates differ by marketplace, so we confirm yours when we talk. Losing a job or other coverage can also open a special enrollment window outside that period.
Sometimes, yes. Limits for children are often higher than for adults. We look at your household income and tell you what your kids may qualify for.
Under the ACA, children can generally stay on a parent's health plan until age 26. We check how that affects the price.
That depends on each plan's network. We check your providers against the plan before you enroll, so you aren't guessing.
Call or start a quote and we'll go through your options with you. Open seven days a week during open enrollment, 8 AM to 8 PM.
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