If your income is too high for premium help in North Carolina, you pay the full marketplace price. We compare that against private PPO plans so you know every option and its real cost.
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Pick the option that fits best.
Where should we send your options?
Your quote. We'll call to go over your options.
Premium help on a marketplace plan depends on your income, your household size and whether you're offered coverage through a job. If your income is above the limit, you pay the full price of a marketplace plan.
The limits and credit amounts have changed in recent years, so don't assume. We check yours against the current rules and tell you where you land.
Same plans, no premium help. Often still worth comparing.
Sold outside the marketplace. Broader networks and more price choices, with health questions.
If one is offered, compare its real cost with the individual options.
North Carolina uses the federal marketplace at HealthCare.gov. We can compare those plans with private plans and help you enroll in whichever one fits.
When premium help isn't in the picture, the deductible, the out-of-pocket maximum and the network matter as much as the monthly price. We line plans up for you in Charlotte, Raleigh and Greensboro and across North Carolina so you see the whole cost.
Also see our page on health insurance without a subsidy, and how premium help is estimated.
Rules change from year to year, so we confirm the current details for you.
Usually because your estimated income is above the limit, or you're offered affordable coverage through an employer. We check which applies and what you can do about it.
Sometimes the monthly price is lower, but the coverage differs. We compare the premium, deductible and what's excluded so you see the real difference.
Yes. You can buy any marketplace plan at full price during open enrollment or a special enrollment window.
Call or start a quote and we'll go through your options with you. Open seven days a week during open enrollment, 8 AM to 8 PM.
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